SalCal Real Estate Connections
SalCal Real Estate ConnectionsPhone: (860) 893-0093
Email: [email protected]

Tag: Mortgage

Posted on 05/01/2022
Should I refinance my mortgage? 3 Simple checklist items
At some point, numerous homeowners ask themselves, “Should I refinance my mortgage?” And while some offers of lower interest rates and saving money may seem like refinancing is your best option, consider your unique financial situation before deciding. You may be asking yourself, “where do I start in the process?” Here are three quick checklist items to help...
Home Finance
Home Loans
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Posted on 12/05/2021
Here's Why You Should Consider a Bigger Down Payment When Buying a Home
Many financial experts suggest paying a 20% down payment when buying a home. While for some prospective homebuyers this may be a simple task, others might wonder if the suggested 20% of the home purchase price—or higher—are necessary. Here are some reasons it benefits you to make a larger down payment when buying a house: Score Better Mortgage...
Down Payment
Financing
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Posted on 09/26/2021
Should You Finance with a Credit Union?
Image by Pete Linforth from Pixabay Property buyers today may think of a credit union as an alternative form of lending and ultimately meant for people who don't fit the stereotypical borrower. But this assumption may a little unfair once you learn the facts. Credit unions present several unique opportunities that you simply won't find anywhere else. We'll...
Financing
General Finance
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Posted on 01/17/2021
How to Prepare Your Credit Before Your Home Search
Photo by bongkarn thanyakij from Pexels Shopping for a new home should be an exciting experience, but if you are unsure of where you stand with your credit, it can be a little nerve-wracking. Having good credit will not only help you to secure more favorable interest rates for your mortgage, but it can also help you to...
Mortgage
Loan
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Posted on 08/23/2020
Mortgage Pre-Approval Guide
Image by Precondo CA from Unsplash Buying your first home can be stressful enough without worrying about whether or not your mortgage loan pre-approval is going to go through. You may not be prepared for the mountains of paperwork that you'll need to submit before a lender gives you the thumbs' up. That's why it's such a good...
Mortgage
Buying Your First Home
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Posted on 11/24/2019
What To Know About Refinancing
Refinancing your home can have many benefits. First, you’ll be able to take out money to address immediate needs in your home like improvement projects. These things can only benefit your home’s value in the long term. Before you take the leap to refinance your home, you should be sure that you’re actually ready to take this step....
Refinancing
Mortgage
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